Forum Topic

Credit Card 101

  • sa experience nareceived ko before diamond at gold ng rcbc. diamond yun pinili kong iactivate 5 years ago at tinago ko lng yun gold hindi naactivate. since 2.5k yun annual pinacut bigla after few weeks. nung 2022 nagpromo na gawin nila naffl kun iactivate ang gold card na meron spend muna 5k. mataas ng limit 800k mataas na yun 500 lang pinakamataas na gamit ko sa kanya monthly.pero tinataas nila cl ko lampas 1m na.
  • April 18 ako nag-apply, meron na rin sms with reference number the following day. sabi naman sa sms expect update within 10 working days. THough so far wala pa nga natawag.
    kelan ka nag apply? nag sms na ba sila with reference number?


    tempting yung 15k eGC promo ng BPI for new applicants. 60k lang yung spending requirement para yan sa Platinum card.
  • Tempting nga kaso di ako new account e haist huhu.
  • ^^hmm hindi talaga maisplika basis ng mga banks paano application processing nila. I guess pare pareho naman in good credit standing which is their only basis for existing cardholder. Btw yan pala card applicant sa fb post bigla na lang out for delivery yung RCBC CC nya it seems hindi na sya tinawagan to clarify some more details. You may want to call RCBC to inquire baka na process na nila application mo for all you know.

    Sayang yan BPI mataas pa naman egc offer nila pang new clients lang same with other banks tapos pahirapan na naman pawaive ng af sa existing clients nila lol

    -- edited by musicgeek on Apr 26 2024, 12:31 AM
  • rcbc responds to emails kaya good
  • Nagpasa ako mg application sa metro. Wait for an email or sms in 6-8 days. Di ka na tatawagin nyan for verification,?
  • kung okay naman ang records mo hindi na sila tatawag. wala pakong epxerience na tumawag for verification.
  • Okey thanks
  • Kakagalit si bpi tlga, kahit otp lang hirap makareceive huhuhu.
  • nag cash in ako sa maya using bpi savings naka link kasi 5 days na dipa din cresited sa maya account ko nagreklamo na ako sa bpi at maya nakakaumay mag intay 7 banking days so hanggang next week
  • babalik yan sa bpi account mo floating yan same sa nangyari saken
  • may naka EWB Visa Platinum CC ba sa inyo? 8.88% cashback nila o on common categories including utilities capped at P1250 per month. It has P3600 af you can't waive unless 1.5M cumulative usage for a year though u can recoup it if maximized CB naman. Oh P5000 cash reward pa na welcome gift upon reaching 10k spend in 60 days so practically 1 1/2 years free AF right there. Dunno if this is a permanent offer it seems to be going on for about a year pa lang <click here for link>

    -- edited by musicgeek on Apr 26 2024, 09:19 PM