Forum Topic

Best Mutual Fund Company (Retire Comfortably) (ads, referral and traffic diversion links not allowed)

  • Kaso hindi naman lahat afford ng kagaya ng meron ka athlon, good for you kung meron ka whereas
    May iba na meron lang extra 1k or 2k who are looking for something passive na will grow over time which is what this utif/mutual fjnd is for.

    Ramdam ko to sir beansent
  • ^ganyan ako eh mas maraming gastos kesa sa ipon/savings LOL
    helpful link:
    http://www.pifa.com.ph/factsfignavps.asp

    comparison ng top mutual funds
  • putik! down lahat market! good time to buy na ba?

    BTW may gumagamit ba mg MyTrade dito?
  • Musta mga Funds natin dyan? Laki ng effect ng COVID-19 Globally...
  • down ang equities pero sinasalo naman ng money market at bonds yun losses ko
  • 3 days ng bumaba ung bpi moneymarket, sana up today. ung bonds ko din bumaba.
  • may front end load charges or back end load charges po ba ang ALFM peso bond fund and ALFM money market fund if bumili ka or sell ka through BPI bank?
    Sino po dito may recent experience?

    Natanung ko po kasi recently and sabi ng bpi relationship manager wala daw.
  • May charges lang kung wiwithdrawhin mo within the holding period.
  • @beansent and others na nakaexperience na,

    pano pag bumili ka ng shares ng alfm mutual fund thru bpi at hindi sakto yung amount in pesos na binili mo (ex. 100 pesos NAVPS pero 150 pesos binayad mo), marerefund/babalik ba yung 50 pesos (in this example) sa bpi savings account mo?

    -- edited by pixelspics on Sep 09 2020, 03:52 PM
  • ^yep. ibabalik ung sobrang amount.
  • musta po uitf funds nyo? malaki rin ba ang binaba ng interest nyo yung bpi short term funds ko mababa na nga yung interest lalo pang bumaba hehehe.
  • Stock Alert! DITO is the latest craze ngayon...kung hindi pa kayo nakakapag-open ng Stock account, this is the time hanggat mainit pa syang pataas ang rates...
  • Mga sir mejo naengganyo lang sa chatgroup namin sa office about stocks. Wala po kasi akong idea and parang di ko rin kakayanin yung nakatutok maiigi. If meron akong 100K ano po masusuggest nyo saan ko sya ipasok na in 10-15 yrs time saka lang gagalawin? Nabasa ko kasi sa mga responses na wag daw sa savings account ng bangko
  • Best bet mo dyan mutual funds
  • Best bet mo dyan mutual funds


    kasi wala kang alam. Pag stocks kailangan may alam ka
  • Thanks sa thread na to buti nalang nabasa ko yung 2008 crash kaya ginawa kong guide. Nag all in ako sa lahat ng mutual fund/Index funds dito at globally nung March. Taas ng gain as usual kasi galing sa ilalim.

    Agree ako sa sinasabi dapat alam goal bago mag invest para may time frame/timeline at target amount (para alam kung kelan pull out investment). Ginamitan ko din ng financial calculator kaya sakto sa retirement ko later kasi factor din edad.

    Pati supplemental income nacompute ko na din. May income pa din naman ako pero palagay na ako sa nailagay ko. Nag iipon ako since 2013 at nilagay ko lahat then rebalancing konti kaya may cash na din sa 2 Ports (Retirement/Supplemental Income). Same na same lang nangyari nung 2008 kagulo. For sure ganito din gagawin ko later pag nag crash ulit. Can't wait sa recovery phase hehe

    -- edited by sausuke11 on Dec 04 2020, 01:23 PM
  • Speculation time

    bat pumasok sa market agad si DITO e wla pa syng nabibigay na service, lahat speculative ung potential pero even then, ang bilis ng angat nya, talo pa nya si converge which is masmatagal n sya sa market

    mukhang pump and dump si DITO or ano msasabi nyo?
  • Just ride the tide na lang...wika nga, enjoy while until it last...Bought shares at 3.97 and now nasa 13+ na sya...so sight seeing na lang muna ako sa Gains....
  • Ano maaring gawin if namatay ung UITF owner? Yung wife nya ung co-owner ng 2 UITF and dun sa isa nasa pangalan ng husband ung UITF.

    Mas maganda ba na antayin na lang mag-mature ung UITF (in 4 years pa) or pwede papalit na lang name ng owner to the wife na lang.
  • Hi newbie here, gusto ko lang po malaman if may binibigay bang dividends ang holder ng mutual fund bukod sa mga gain or loss ng rate nila?. Currently naka invest lang kasi ko sa mga blue chips company na nagbibigay ng dividends. Thanks!
  • Hi newbie here, gusto ko lang po malaman if may binibigay bang dividends ang holder ng mutual fund bukod sa mga gain or loss ng rate nila?.



    usually no

    any dividends sinasama/reinvest nila so idadagdag nalang sa price (NAVPS) nila
  • mga sir pa off-topic ask ko lang is it if safe mag invest sa RTB?
  • ^
    safe in the sense na babalika at babalik yun nilagay mo
    but typically the returns lately are lesser than the inflation rate
  • ^

    Yung rtb 28, nasa 5.75 pero may with holding tax pa so nasa 4.6% na lang sya. Ok kaya ito?
  • How about pag-ibig mp2 ok ba mag invest dito safe po ba sya?
  • MP2 is hyped now due to big returns, pero for the past few years, pa decline yung returns niya pero malaki parin.

    Tax free rin pala yan :)
  • How about pag-ibig mp2 ok ba mag invest dito safe po ba sya?


    may iba pang options kesa MP2, dali pa liquidity (wala pang 1 year) dahil sa increased interest rates ngayon. Yeah overhype na MP2 hehe
  • guys ano po masasabi nyo sa RTB 29, ok ba yung interest rate nya na 6.125% safe po ba dito mag invest. Thank you

  • may iba pang options kesa MP2, dali pa liquidity (wala pang 1 year) dahil sa increased interest rates ngayon. Yeah overhype na MP2 hehe


    care to share sir. thank you.
  • As an alternative to pag ibig mp2, You can get > 9% per annum average paid daily sa USD+ (overnight finance). Add and withdraw anytime kahit gabi.

    Its crypto yes but a stablecoin so walang fluctuation, just consistent earnings. You get paid from the earnings the DEX makes so the earnings vary day by day, pero nga > 9% per annum. This is real yield and it does not look like a ponzi. As with all crypto there are risks involved. So do your own research

    You need a hot defi wallet like trust wallet.