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Forum Topic

SCAM ALERT M.O. : Using Bank Transactions

  • We'd just like to warn TPC members regarding this new modus operandi used by scammers.

    Scenario:

    Scammer sees "Item A" from Items for Sale section and sees the Bank Details of the Seller. Scammer notifes Seller about his intention to get "Item A"

    Scammer posts another Item for Sale ("Item B" which could be different Item type with "Item A") with the same price of Item A. He also posts the bank details of Seller of Item A

    Buyer of Item B notifies hsi intention to buy and deposist money in Seller's Bank details. After notifying the Scammer, Scammer then notifies Seller that he already deposited the money in his account. Seller sends "Item A" to Scammer which Buyer paid for to get "Item B". Buyer of Item B of course would not receive any items from the money he deposited in Seller's bank account.


    We are hoping all of the members to be cautious when transacting with the said condition. Let's all help each other and be vigilant about these cases.
  • bumping up
  • bumping up so that all members could see
  • Oo nga noh. hmm.. Hirap din talaga bank deposit, medyo one sided. Kelangan pakitaan din ng scanned copy ng deposit slip siguro bago pa dala yung item.
  • bump
  • Topic pinned.
  • better LOCK this thread so that there won't be any PAGE 2 since this is easily accessible in the home page and upon viewing this, the first post will easily be noticed
  • @xhristian

    nanyare ba iyan sa iyo sir? baka hinde pa hehe baka nag karon tuluy idea scammer hehehe pagnabasa niya


    hirap nanaman neto... kame mga seller nanaman kakatakutan

    -- edited by camshow on Sep 23 2009, 04:31 AM
  • bottomline, trust no one, unless your 100% sure
  • kaya ako i never do bank transactions... sabi ko na e, scams like this would happen... iba talaga ang kaliwaan / COD... anyways ingat sa lahat na lang!
  • dapat talaga wag magpost ng account details until closed na ung transaction. Madami ngayong post na 3 pa yung bank account na gamit

    btw, di ba pede pa din ma-trace ung scammer dahil sa shipping details nya? Unless ipangalan sa iba. At medyo mahaba-habang imbestigasyon yun

    -- edited by ferdz_33 on Sep 23 2009, 06:57 AM
  • Kung may escrow lang sa ganitong transactions.

    May suggestion ako sa TPC kung gusto nila makaiwas sa ganito, dapat magimplement sila ng escrow service.

    Kunwari through bank transaction ang siste ni buyer at seller. Si buyer, instead na magde-deposit ng pera kay seller, magdedeposit siya sa escrow account ng TPC. Then si TPC bibigyan ng signal si seller na nakadep na yung pera at saka nya ipapadala yung item kay buyer.

    Kapag nareceive na ni buyer yung item, aabisuhan na ni buyer si TPC na OK na yung item, saka ide-deposit ni TPC yung pera kay seller.

    Puede pa kumita TPC dito for some minimal fee sa ganitong service, or libre para sa mga premium member.

    Ang tanong lang kung magiging legal ito kasi alam ko covered ng BSP ang mga ganitong transactions eh.
  • meron ata service yung gcash click wherein they will serve as middleman

    bale yung gcash click will hold the payment of the buyer then buyer confirms that the buyer recieved the item from the official courier ng gcash click then saka na lang ire-release ng gcash yung payment mo dun sa seller

    maganda ang sistema nila kasi napoprotektahan yung buyer from fraud.. ang problema lang ng sistema na ito is that kelangan registered kayo sa gcash.. medyo hassle kung yung seller eh hindi gumagamit ng globe sim nakakahiya na man kung papabilihin mo pa sya ng globe sim..
  • I like this. very good post!
  • I perfectly agree with frdz_33, NEVER devulge your bank account until the deal is sealed. Para na rin sa protection ng buyer and seller. And please, check feedbacks.
  • mga ka-tipid. ingat po tayo dito sa walang puso na ito.
  • OK UP FOR THIS NOTICE^^

    INGAT MGA KA TPCER'S
  • galing ng modus operandi...

    salamat sa info... ingat kayo...
  • although not as strict as ebay, this is why we have feedbacks
  • Very informative! This warning should be made sticky. :)
  • @all
    - ummm...excuse me po...mga sir, pwedeng pa translate sa tagalog po?thanks...naintindihan ko lang kasi si scammer and buyer...dapat warning to...
  • kung perosonal seller sya mahirap makipagtransactions thru bank deposit, mas ok kung meron shop para me habol yung buyer sa store =)
  • wala rin ung Negative feedback nadedelete din
    at kung Maglagay ka man ng negatib haharasin ka nmn thru celfone

    mga presyo nila di totoo
    nagvavary kpag nagdeal n kau

    ~experience tpc at its best
  • paslangin na yang mga ganyan..
  • thanks! and up for this post!
  • crafty bastards!
  • sticky this thread up i say under the "Info Center" column with big bold screaming fonts!








    only a gifted criminal mind could come up with this kind of elaborate grand scheme. sayang ka!
  • magulo tagalugin nyo nga para madami makaintindi


    end scenario:
    dalawa ang naloko pero ang pinaka talo yung buyer. the con got away with the loot but the seller carries the burden of guilt of having the "money" deposited in his bank account.

    ngayon bilang negosyante si seller, ibabalik nya ba yung pera ni buyer in good faith? kasi siguradong maghahabol si buyer. yan na ang sakit ng ulo ni "reputable" seller.
  • Ingat ingat tayo. Mas maige kung meetups or pickup sa place nyo na lang. Not unless kilala mo na yung buyer or seller na dati mo ng ka transact.

    Sana kilatisin maige ng TPC yung mga nag aapply kahapon sa premium membership. Mahirap na. Kung pwede sana at least 100 positive feedbacks ang qualification to be a premium.
  • very good info.

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