SCAM ALERT M.O. : Using Bank Transactions

• xhristian on September 22, 2009 11:21 PM

  We'd just like to warn TPC members regarding this new modus operandi used by scammers.
  
  Scenario:
  
  Scammer sees "Item A" from Items for Sale section and sees the Bank Details of the Seller. Scammer notifes Seller about his intention to get "Item A"
  
  Scammer posts another Item for Sale ("Item B" which could be different Item type with "Item A") with the same price of Item A. He also posts the bank details of Seller of Item A
  
  Buyer of Item B notifies hsi intention to buy and deposist money in Seller's Bank details. After notifying the Scammer, Scammer then notifies Seller that he already deposited the money in his account. Seller sends "Item A" to Scammer which Buyer paid for to get "Item B". Buyer of Item B of course would not receive any items from the money he deposited in Seller's bank account.
  
  
  We are hoping all of the members to be cautious when transacting with the said condition. Let's all help each other and be vigilant about these cases.

• xhristian on September 22, 2009 11:48 PM

  bumping up

• xhristian on September 23, 2009 01:31 AM

  bumping up so that all members could see

• blurry on September 23, 2009 01:35 AM

  Oo nga noh. hmm.. Hirap din talaga bank deposit, medyo one sided. Kelangan pakitaan din ng scanned copy ng deposit slip siguro bago pa dala yung item.

• ReB on September 23, 2009 02:13 AM

  bump

• grayram on September 23, 2009 03:04 AM

  Topic pinned.

• mixmeister on September 23, 2009 03:47 AM

  better LOCK this thread so that there won't be any PAGE 2 since this is easily accessible in the home page and upon viewing this, the first post will easily be noticed

• camshow on September 23, 2009 04:28 AM

  @xhristian
  
  nanyare ba iyan sa iyo sir? baka hinde pa hehe baka nag karon tuluy idea scammer hehehe pagnabasa niya
  
  
  hirap nanaman neto... kame mga seller nanaman kakatakutan
  
  -- edited by camshow on Sep 23 2009, 04:31 AM

• sell_out on September 23, 2009 04:44 AM

  bottomline, trust no one, unless your 100% sure

• ed_ivann on September 23, 2009 06:31 AM

  kaya ako i never do bank transactions... sabi ko na e, scams like this would happen... iba talaga ang kaliwaan / COD... anyways ingat sa lahat na lang!

• ferdz_33 on September 23, 2009 06:53 AM

  dapat talaga wag magpost ng account details until closed na ung transaction. Madami ngayong post na 3 pa yung bank account na gamit
  
  btw, di ba pede pa din ma-trace ung scammer dahil sa shipping details nya? Unless ipangalan sa iba. At medyo mahaba-habang imbestigasyon yun
  
  -- edited by ferdz_33 on Sep 23 2009, 06:57 AM

• Dacs on September 23, 2009 07:50 AM

  Kung may escrow lang sa ganitong transactions.
  
  May suggestion ako sa TPC kung gusto nila makaiwas sa ganito, dapat magimplement sila ng escrow service.
  
  Kunwari through bank transaction ang siste ni buyer at seller. Si buyer, instead na magde-deposit ng pera kay seller, magdedeposit siya sa escrow account ng TPC. Then si TPC bibigyan ng signal si seller na nakadep na yung pera at saka nya ipapadala yung item kay buyer.
  
  Kapag nareceive na ni buyer yung item, aabisuhan na ni buyer si TPC na OK na yung item, saka ide-deposit ni TPC yung pera kay seller.
  
  Puede pa kumita TPC dito for some minimal fee sa ganitong service, or libre para sa mga premium member.
  
  Ang tanong lang kung magiging legal ito kasi alam ko covered ng BSP ang mga ganitong transactions eh.

• deadmanwade on September 23, 2009 08:28 AM

  meron ata service yung gcash click wherein they will serve as middleman
  
  bale yung gcash click will hold the payment of the buyer then buyer confirms that the buyer recieved the item from the official courier ng gcash click then saka na lang ire-release ng gcash yung payment mo dun sa seller
  
  maganda ang sistema nila kasi napoprotektahan yung buyer from fraud.. ang problema lang ng sistema na ito is that kelangan registered kayo sa gcash.. medyo hassle kung yung seller eh hindi gumagamit ng globe sim nakakahiya na man kung papabilihin mo pa sya ng globe sim..

• febten on September 23, 2009 10:34 AM

  I like this. very good post!

• a_g_m123 on September 23, 2009 11:06 AM

  I perfectly agree with frdz_33, NEVER devulge your bank account until the deal is sealed. Para na rin sa protection ng buyer and seller. And please, check feedbacks.

• reiavendano on September 23, 2009 11:10 AM

  mga ka-tipid. ingat po tayo dito sa walang puso na ito.

• chomper09 on September 23, 2009 11:14 AM

  OK UP FOR THIS NOTICE^^
  
  INGAT MGA KA TPCER'S

• ryswick on September 23, 2009 11:18 AM

  galing ng modus operandi...
  
  salamat sa info... ingat kayo...

• reiluke on September 23, 2009 11:25 AM

  although not as strict as ebay, this is why we have feedbacks

• carlos888 on September 23, 2009 11:35 AM

  Very informative! This warning should be made sticky. :)

• markymonkeymark on September 23, 2009 11:39 AM

  @all
  - ummm...excuse me po...mga sir, pwedeng pa translate sa tagalog po?thanks...naintindihan ko lang kasi si scammer and buyer...dapat warning to...

• superdry on September 23, 2009 12:07 PM

  kung perosonal seller sya mahirap makipagtransactions thru bank deposit, mas ok kung meron shop para me habol yung buyer sa store =)

• excit on September 23, 2009 12:09 PM

  wala rin ung Negative feedback nadedelete din
  at kung Maglagay ka man ng negatib haharasin ka nmn thru celfone
  
  mga presyo nila di totoo
  nagvavary kpag nagdeal n kau
  
  ~experience tpc at its best

• rakizta77 on September 23, 2009 12:13 PM

  paslangin na yang mga ganyan..

• adcey on September 23, 2009 12:14 PM

  thanks! and up for this post!

• unciano404 on September 23, 2009 12:20 PM

  crafty bastards!

• unciano404 on September 23, 2009 12:27 PM

  sticky this thread up i say under the "Info Center" column with big bold screaming fonts!
  
  
  
  
  
  
  
  
  only a gifted criminal mind could come up with this kind of elaborate grand scheme. sayang ka!

• unciano404 on September 23, 2009 12:35 PM

  magulo tagalugin nyo nga para madami makaintindi

  
  
  end scenario:
  dalawa ang naloko pero ang pinaka talo yung buyer. the con got away with the loot but the seller carries the burden of guilt of having the "money" deposited in his bank account.
  
  ngayon bilang negosyante si seller, ibabalik nya ba yung pera ni buyer in good faith? kasi siguradong maghahabol si buyer. yan na ang sakit ng ulo ni "reputable" seller.

• kenne0822 on September 23, 2009 12:35 PM

  Ingat ingat tayo. Mas maige kung meetups or pickup sa place nyo na lang. Not unless kilala mo na yung buyer or seller na dati mo ng ka transact.
  
  Sana kilatisin maige ng TPC yung mga nag aapply kahapon sa premium membership. Mahirap na. Kung pwede sana at least 100 positive feedbacks ang qualification to be a premium.

• guilliam on September 23, 2009 12:36 PM

  very good info.

1319 active users within the last minute, 837 members, 482 guests.
Our newest member is chad102187
Click here to see online members.